If we’re looking for a new, universal, consumer-friendly methodology, paying for protection against lawsuit is not the way to go! A government-mandated fee applied to your ISP or mobile bill, and distributed to rights holders through a collection society has become a kind of holy grail in the face of rampant online piracy. Industry agreement would be preferable to government mandate, of course. And the rub is, as always, how much and who shares; how much for the labels, music publishers, unions, etc. It has to be adequate to ensure the continued production of music by the people who do it on a commercial basis- the record labels. Notwithstanding a lot of talk about self distribution on the internet, most music that sells (and for that matter, that gets pirated) is produced by the major and independent labels.